4 Technologies in Cars of the Futur

"Cars have played a big part in our lives for decades, with most families now having at least one, and often two. While they have been gradually advancing, with improvements such as power steering for simpler maneuverability, radio for entertainment, and sleeker bodies for appearance and aerodynamics, the future looks bright and big changes are on the road ahead.

Already, we have seen the introduction of small luxuries like individual climate zones in the car, sensors to enable easier parking and push button start. But this century looks to be the one that will see advances in technology that we have only previously seen in movies - not quite flying cars, but perhaps vehicles that manoeuvre themselves as opposed to relying on a person. These changes will not only affect laws, regulations, who is at fault in an accident, but also car insurance quotes.

1. Energy source

Car manufacturers have been working with different energy sources for decades, in an attempt to find a 'fuel' for vehicles that does not rely on oil. Currently, some manufacturers already offer hybrid powered cars, which combine petrol and electric energy sources. In the future, it is anticipated that vehicles will not rely on fuel at all -- manufacturers are investigating solar, hydrogen, nitrogen and electrical powered cars, and even vehicles using a recycled energy from the exhaust. Imagine, before long, we could be stopping to plug in, as opposed to stopping to fill up!

2. Safety

Movement towards safer vehicles is always high on the priority list of manufacturers, as this is a main point of interest -- other than roominess -- for people in search of family vehicles. While mechanisms that assist with driving, like reverse sensors, are enabling safer vehicles, the future looks set for great changes. On this list of changes is a possible transition in materials -- a move away from steel to materials that are lighter, yet more durable. Combining the mechanisms that assist with safe driving with safer materials could greatly reduce injury and death resulting from accidents.

3. Entertainment

The possibilities for entertainment are endless. DVDs and entertainment systems are currently fitted in some cars, however, will become more common, and even standard as time goes by. Before long, it will be normal practice to surf the net in the car, and as driving technology advances, you -the driver - could find yourself watching a movie instead of taking the wheel!

4. Simplifying driving

Sensors are a big start, but in the not-too-distant future, don't be surprised if you see a car driving by -- without a driver. New technology is currently being trialled that enable cars to drive around using GPS and satellite navigation - and without a human driver at the wheel. This not only means a simpler driving process -- but much greater need for entertainment! While in all likelihood this technology, once tested and approved, will reduce the number of accidents on the road - removing driver fatigue and human error as issues - it will also change road rules and who is at fault should an accident occur, and impact car insurance."

4 Mistakes to Avoid When Looking at Online Car Insurance Quotes

"As a responsible and diligent driver, it's very important to obtain a decent car insurance policy not only to protect yourself against liability but you want something you can rely on should the need arise. It's so easy to commit a mistake when trying to evaluate online car insurance quotes but keep in mind that one small mistake can cost you.

What are the most common mistakes that you have to avoid at all possible cost?

1.) Buying the Cheapest Policy

I think almost everyone is guilty of this. The moment we see the cheapest rates, we go right ahead and decide on the spot thinking that the cheapest is always the best option for you. Just because one policy is cheaper than the other, it doesn't mean that it's the right one for you. Don't be a prisoner of cheap rates. Shop based on two things: affordability and sufficiency of coverage. This is to make sure that you are adequately protected and you won't be subjected to high deductibles and other issues.

2.) Having your Premium Financed

this is one of the mistakes some of us can't avoid when looking at online car insurance quotes.

I can't blame you if you choose monthly installments to pay for your premium but the truth is they cost more so in the end it will hurt you more. It will be better if you can pay annually or in six-month increments. You'll save more money in the long run.

3.) Not reading your policy from top to bottom

don't blame your busy schedule for not understanding what you are entitled to. You have to understand it from top to bottom otherwise you would end up assuming a number of things to be covered when they are really not.

4.) Not Divulging All Drivers

you have to be honest and straightforward about information like this all the time. If you lie, this will definitely backfire to you someday. Insurance companies already know about such tactics so they came up with ways in finding out about unreported drivers. You can be penalized with higher rates or dropped altogether.
When looking at online car insurance quotes, make sure you know what sort of discounts you are entitled to. Ask for a list of all the discounts they offer so you can take advantage of each one you are qualified for so you can acquire the best rates."